high stress low stress

i'm not sure i slept enough to have my head made highly-scratchable by surprise tax forms, self-employed pension payments and apartment insurance.

1) if the tax issue can be deferred to another day, it shall be deferred!

2) the problem with self-employed pension payments is that they'd have been a much better idea if i'd begun them myself years ago. now all of my previous employers' "deals" have just complicated matters...

3) i haven't had enough time / energy to do enough research to find another insurance company. buggers probably rely on that.

i've been on hold for so long that i can't get the muzak out of my head :(